Rates & Fees

Installment Loans:

Finance Charges:

You will pay 40% per month of the principal balance with a payment due every two weeks.

Below are examples that demonstrate how finance charges are imposed on our loans. In the first example, the customer takes out a $100 loan and will be required to pay 6 payments of $27.61 every two weeks. The second example, the customer takes out a loan for $500, the customer makes 5 payments of $138.04 every two weeks and a final payment of $138.10.

ADVANCE AMOUNT (Amount Finance)

FINANCE CHARGE (cost of loan)

TOTAL PAYMENT

APR* (loan term 80 days)

$100.00

$65.66

165.66

478.71%

$500

$328.30

828.3

478.68%

CUSTOMERS ARE ENCOURAGED TO PAY MORE THAN THE MINIMUM PAYMENT AMOUNT TO REDUCE INTEREST COSTS

A CASH ADVANCE CAH BE EXPENSIVE. CASH ADVANCES ARE NOT RECOMMENDED AS A LONG TERM FINANCIAL SOLUTION.

Title Loans :

You will pay 20% per month of the principal balance.

All title loans are written for a period of 28 days. Loans are due and payable in full 28 days after origination. However, in most instances we can extend the due date of title loans for additional 28 day periods, with a maximum of six extensions as permitted by Nevada Law (NRS 604A.445).

There is no grace period on title loans. If any payment is not made by the scheduled due date, the loan will be declared in default (NRS 604A.045).

Title loans may be extended up to 6 times (NRS 604A.445). However, if you default more than once on your title loan (including any loan extensions), we will not make additional extensions.

If you default on a title loan (even though you fully repaid the loan after your default), then your interest rate on any new title loan you obtain from us will be computed at the interest rate of the next lower-numbered level. E.g., Default will cause you to drop from Silver to Bronze.